{"id":5032,"date":"2017-02-14T16:47:00","date_gmt":"2017-02-14T16:47:00","guid":{"rendered":"http:\/\/www.mertcanpolat.com.tr\/dev\/index.php\/2017\/02\/14\/kosgebden-faizsiz-kredi\/"},"modified":"2017-02-14T16:47:00","modified_gmt":"2017-02-14T16:47:00","slug":"kosgebden-faizsiz-kredi","status":"publish","type":"post","link":"http:\/\/www.mertcanpolat.com.tr\/dev\/kosgebden-faizsiz-kredi\/","title":{"rendered":"KOSGEB&#39;DEN FA\u0130ZS\u0130Z KRED\u0130"},"content":{"rendered":"<p><b>Yalova Ticaret ve Sanayi Odas\u0131 (YTSO) Y\u00f6netim Kurulu Ba\u015fkan\u0131 Tahsin Becan, Yaloval\u0131 KOB\u0130\u2019ler ve k\u00fc\u00e7\u00fck i\u015fletmelerin KOSGEB\u2019in s\u0131f\u0131r faizli kredi deste\u011fine ba\u015fvurular\u0131n\u0131 bir an \u00f6nce yapmalar\u0131n\u0131 istedi.<\/b>   <\/p>\n<p> <span style=\"font-size:14px;\">KOSGEB\u2019in KOB\u0130\u2019lere 50 bin TL\u2019ye kadar s\u0131f\u0131r faizli kredi deste\u011fi i\u00e7in 20 \u015eubat\u2019a kadar ba\u015fvurular\u0131n \u201csifirfaiz2017.kosgeb.gov.tr\u201d internet adresinden yap\u0131lmas\u0131 gerekiyor. KOB\u0130\u2019lerin 2016 y\u0131l\u0131nda kredi faiz destek program\u0131na yo\u011fun ba\u015fvuruda bulunurken, 249 bin i\u015fletmenin destekten yararlanabilmek i\u00e7in ba\u015fvuruda bulundu\u011fu, ancak b\u00fct\u00e7e imk\u00e2nlar\u0131 d\u00e2hilinde sadece 15 bini i\u00e7in destek karar\u0131 al\u0131nabilmi\u015fti. Destekten yararlanamayan \u00e7ok say\u0131da i\u015fletme olmas\u0131 dolay\u0131s\u0131yla 2017 y\u0131l\u0131nda de bu destek devam ettirilecek.<\/span> <\/p>\n<p> <span style=\"font-size:14px;\">KOSGEB\u2019in KOB\u0130\u2019lere sundu\u011fu s\u0131f\u0131r faizli kredi deste\u011fi ile ilgili hat\u0131rlatmalarda bulunarak, ba\u015fvurular\u0131n yap\u0131lmas\u0131n\u0131 isteyen YTSO Y\u00f6netim Kurulu Ba\u015fkan\u0131 Tahsin Becan, \u201cProgram kapsam\u0131nda i\u015fletme ba\u015f\u0131na sa\u011flanacak kredi \u00fcst limiti 50.000 TL\u2019yi a\u015fmayacakt\u0131r. Kredi vadesinin ilk 12 ay\u0131 \u00f6demesiz, kalan\u0131 \u00fc\u00e7er ayl\u0131k e\u015fit taksitler halinde \u00f6demeli toplam 36 ay \u015feklinde olacak. Kredi 0 faizli olarak uygulanacak. Teminat ve kefalet s\u0131k\u0131nt\u0131s\u0131 \u00e7eken i\u015fletmelerin bu sorunlar\u0131n\u0131n giderilmesini teminen Kredi Garanti Fonu A.\u015e. ve T\u00fcrkiye Esnaf ve Sanatk\u00e2rlar Kredi ve Kefalet Kooperatifleri Birlikleri Merkez Birli\u011fi d\u00fczenlenecek protokole taraf olacaklard\u0131r. Protokol yap\u0131lan bankalar teminat ve kefalet konusunda daha olumlu de\u011ferlendirme yapmaya y\u00f6nlendirilmi\u015ftir\u201d bilgisini verdi.<\/span> <\/p>\n<p> <span style=\"font-size:14px;\">KOSGEB taraf\u0131ndan yap\u0131lan a\u00e7\u0131klamaya istinaden 2016 y\u0131l\u0131nda, KOSGEB S\u0131f\u0131r Faizli \u0130\u015fletme Kredisi Faiz Deste\u011fine ba\u015fvuruda bulunmu\u015f 244.980 i\u015fletmeden s\u00f6z konusu krediyi kullanarak KOSGEB taraf\u0131ndan destek \u00f6demesi ger\u00e7ekle\u015ftirilen i\u015fletmeler hari\u00e7 olmak \u00fczere, ba\u015fvurusu bulunan ve gerekli \u015fartlar\u0131 ta\u015f\u0131yan t\u00fcm i\u015fletmelerin, bu programdan faydaland\u0131r\u0131laca\u011f\u0131n\u0131 belirten Becan, bu i\u015fletmelerin tekrar ba\u015fvuru yapmas\u0131na gerek olmad\u0131\u011f\u0131n\u0131, ancak ba\u015fvuru yapamayan \u00f6zellikle mikro i\u015fletmelerin yeni ba\u015fvuru yapmalar\u0131na imk\u00e2n sa\u011fland\u0131\u011f\u0131na dikkat \u00e7ekti.<\/span> <\/p>\n<p> <span style=\"font-size:14px;\">KOSGEB Veri Taban\u0131na kay\u0131tl\u0131, 2015 y\u0131l\u0131 KOB\u0130 Beyannamesi onayl\u0131 ve KOSGEB Desteklerinden yasakl\u0131 olmayan mikro i\u015fletmeler, y\u0131ll\u0131k net sat\u0131\u015f h\u00e2s\u0131lat\u0131 1 milyon liran\u0131n alt\u0131nda olan ve 10 ki\u015fiden az \u00e7al\u0131\u015fan say\u0131s\u0131 olan i\u015fletmeler destekten \u00f6ncelikle yararlanacaklar.<\/span> <\/p>\n<p> <span style=\"font-size:14px;\"> <strong>\u0130\u015fte kriterler<\/strong> <\/span> <\/p>\n<p> <span style=\"font-size:14px;\">T\u00fcm ba\u015fvuru yapan i\u015fletmeler g\u00fcvenlik soru\u015fturmas\u0131ndan ge\u00e7irilecektir. \u0130\u015fletmeler; \u00c7al\u0131\u015fan say\u0131s\u0131 ve Net Sat\u0131\u015f H\u00e2s\u0131lat\u0131 daha az olandan ba\u015flayarak s\u0131ralanacakt\u0131r. 14.12.2015 tarih ve 2015\/8297 say\u0131l\u0131 Bakanlar Kurulu karar\u0131 ile esnaf ve sanatk\u00e2rlara kulland\u0131r\u0131lan 30.000 TL faizsiz krediden yararlanan Esnaf ve Sanatk\u00e2rlar, 2017 Y\u0131l\u0131 KOSGEB S\u0131f\u0131r Faizli \u0130\u015fletme Kredisi Faiz Deste\u011fi Program\u0131ndan yararlanamayacaklar. \u0130\u015fletmeler, 20 \u015eubat 2017 tarihine kadar sifirfaiz2017.kosgeb.gov.tr internet adresinden ba\u015fvuruda bulunabilecekler. Kredi faiz deste\u011fine ba\u015fvuru \u00f6ncesinde, KOSGEB Veri Taban\u0131\u2019na kay\u0131tl\u0131 olma \u015fart\u0131 aranmayacak. KOSGEB Veri Taban\u0131\u2019na kay\u0131tl\u0131 olmayan i\u015fletmelerin kredi faiz deste\u011fine hak kazanmalar\u0131 durumunda kredi kullan\u0131m\u0131ndan \u00f6nce KOSGEB Veri Taban\u0131\u2019na kay\u0131t olmalar\u0131 ve onayl\u0131 KOB\u0130 Bilgi Beyannamelerini olu\u015fturmalar\u0131 gerekecek. Ba\u015fvuru sonras\u0131nda 27 \u015eubat 2017 tarihinden itibaren kredi faiz deste\u011fine hak kazanan i\u015fletmelere SMS ve bilgilendirme e\u2010postas\u0131 g\u00f6nderilecek. \u0130\u015fletmeler, Akbank, Denizbank, QNB Finansbank, Garanti Bankas\u0131, Halkbank, \u0130\u015f Bankas\u0131, Vak\u0131flar Bankas\u0131, Yap\u0131 ve Kredi Bankas\u0131 ile Ziraat Bankas\u0131\u2019na ba\u015fvurarak kredi i\u015flemlerini ba\u015flatabilecekler. 50 bin lira \u00fcst limitli faizsiz kredinin geri \u00f6deme ko\u015fullar\u0131 da cazip olurken, ilk 12 ay \u00f6demesiz, kalan\u0131 ise \u00fc\u00e7er ayl\u0131k e\u015fit taksitler halinde \u00f6denebilecek toplam 36 ay vadeli bir kredi olacak.<\/span> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yalova Ticaret ve Sanayi Odas\u0131 (YTSO) Y\u00f6netim Kurulu Ba\u015fkan\u0131 Tahsin Becan, Yaloval\u0131 KOB\u0130\u2019ler ve k\u00fc\u00e7\u00fck i\u015fletmelerin KOSGEB\u2019in s\u0131f\u0131r faizli kredi<\/p>\n","protected":false},"author":1,"featured_media":5033,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"http:\/\/www.mertcanpolat.com.tr\/dev\/wp-json\/wp\/v2\/posts\/5032"}],"collection":[{"href":"http:\/\/www.mertcanpolat.com.tr\/dev\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.mertcanpolat.com.tr\/dev\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.mertcanpolat.com.tr\/dev\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.mertcanpolat.com.tr\/dev\/wp-json\/wp\/v2\/comments?post=5032"}],"version-history":[{"count":0,"href":"http:\/\/www.mertcanpolat.com.tr\/dev\/wp-json\/wp\/v2\/posts\/5032\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.mertcanpolat.com.tr\/dev\/wp-json\/wp\/v2\/media\/5033"}],"wp:attachment":[{"href":"http:\/\/www.mertcanpolat.com.tr\/dev\/wp-json\/wp\/v2\/media?parent=5032"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.mertcanpolat.com.tr\/dev\/wp-json\/wp\/v2\/categories?post=5032"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.mertcanpolat.com.tr\/dev\/wp-json\/wp\/v2\/tags?post=5032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}